Luxurious and Affordable Travel Destinations

Travel Insurance – Don’t Leave Home Without It!

Posted by JenW On June - 4 - 2009

You have an amazing vacation planned – a beautiful location, your non-refundable airfare flying you to a luxurious resort – all paid for and just waiting for you to arrive. Then, the unthinkable happens. An unexpected crisis that leaves you with no choice but to cancel your holiday and lose all the money you spent toward it.

My #1 travel planning recommendation is, and will always be, to purchase trip protection insurance in the event something like this happens to you.

Travel insurance gives you peace of mind in so many ways. If your trip has to be canceled as a result of sickness or if you have suddenly lost a loved one, all the costs that you incurred to that point would be refunded to you.

You will also be covered while you are ON vacation. Minor inconveniences, such as lost baggage, delay of travel, even if the airline you chose goes on strike are covered. For more serious matters, travel insurance will take care of you if you become ill or injured while away.

I cannot tell you all of the horror stories I have heard throughout the years from people who chose not to listen to my advice and ‘take their chances.’ For example, I arranged a cruise for a couple who declined purchasing travel insurance. While they were sailing in the Mediterranean Sea, the husband had a heart attack and was seriously ill. The only option they had to help him and save his life was to have him air-lifted off the ship and taken to a hospital. The bill for the evacuation alone exceeded $30,000.

While I always encourage good travel planning, I can’t stress enough the importance of purchasing insurance to protect your travel investment. Instead of having an unfortunate circumstance wipe you out, you will be able to reschedule your vacation at a later date.

A good, reputable travel insurance agency will be able to tailor the perfect policy for your needs, anywhere from basic plans to more comprehensive coverage. Don’t let unforeseen occurrences ruin your vacation!

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